Skip to main content

2024 | OriginalPaper | Buchkapitel

3. Current and New Payment Methods in E-Commerce

verfasst von : Grzegorz Chodak

Erschienen in: The Future of E-commerce

Verlag: Springer Nature Switzerland

Aktivieren Sie unsere intelligente Suche, um passende Fachinhalte oder Patente zu finden.

search-config
loading …

Abstract

This chapter presents a comprehensive analysis of payment methods in e-commerce. The chapter discusses advanced electronic payment systems, starting with PayPal. The chapter analyses the development of mobile payments through solutions such as Apple Pay and Google Pay and confirms the growing popularity of payment integrators. The emergence of Stripe as a key player due to its user-friendly APIs and security measures is highlighted. The chapter also looks at the development of BLIK in Poland, indicating its potential for expansion into global markets. The potential of cryptocurrency payments is also discussed, noting their advantages and disadvantages. The growing importance of e-wallets and deferred payments was discussed, highlighting their impact on consumer behaviour. In addition, the novel concept of payments linked to social media activity is introduced.

Sie haben noch keine Lizenz? Dann Informieren Sie sich jetzt über unsere Produkte:

Springer Professional "Wirtschaft+Technik"

Online-Abonnement

Mit Springer Professional "Wirtschaft+Technik" erhalten Sie Zugriff auf:

  • über 102.000 Bücher
  • über 537 Zeitschriften

aus folgenden Fachgebieten:

  • Automobil + Motoren
  • Bauwesen + Immobilien
  • Business IT + Informatik
  • Elektrotechnik + Elektronik
  • Energie + Nachhaltigkeit
  • Finance + Banking
  • Management + Führung
  • Marketing + Vertrieb
  • Maschinenbau + Werkstoffe
  • Versicherung + Risiko

Jetzt Wissensvorsprung sichern!

Springer Professional "Technik"

Online-Abonnement

Mit Springer Professional "Technik" erhalten Sie Zugriff auf:

  • über 67.000 Bücher
  • über 390 Zeitschriften

aus folgenden Fachgebieten:

  • Automobil + Motoren
  • Bauwesen + Immobilien
  • Business IT + Informatik
  • Elektrotechnik + Elektronik
  • Energie + Nachhaltigkeit
  • Maschinenbau + Werkstoffe




 

Jetzt Wissensvorsprung sichern!

Springer Professional "Wirtschaft"

Online-Abonnement

Mit Springer Professional "Wirtschaft" erhalten Sie Zugriff auf:

  • über 67.000 Bücher
  • über 340 Zeitschriften

aus folgenden Fachgebieten:

  • Bauwesen + Immobilien
  • Business IT + Informatik
  • Finance + Banking
  • Management + Führung
  • Marketing + Vertrieb
  • Versicherung + Risiko




Jetzt Wissensvorsprung sichern!

Literatur
Zurück zum Zitat Ahamad, S., Nair, M., & Varghese, B. (2013, December). A survey on crypto currencies. In 4th International Conference on Advances in Computer Science, AETACS (pp. 42–48). Citeseer. Ahamad, S., Nair, M., & Varghese, B. (2013, December). A survey on crypto currencies. In 4th International Conference on Advances in Computer Science, AETACS (pp. 42–48). Citeseer.
Zurück zum Zitat Alam, M. M., Awawdeh, A. E., & Muhamad, A. I. B. (2021). Using e-wallet for business process development: Challenges and prospects in Malaysia. Business Process Management Journal, 27(4), 1142–1162.CrossRef Alam, M. M., Awawdeh, A. E., & Muhamad, A. I. B. (2021). Using e-wallet for business process development: Challenges and prospects in Malaysia. Business Process Management Journal, 27(4), 1142–1162.CrossRef
Zurück zum Zitat Błach, J., & Klimontowicz, M. (2021). The determinants of PayTech’s success in the mobile payment market—The case of BLIK. Journal of Risk and Financial Management, 14(9), 422.CrossRef Błach, J., & Klimontowicz, M. (2021). The determinants of PayTech’s success in the mobile payment market—The case of BLIK. Journal of Risk and Financial Management, 14(9), 422.CrossRef
Zurück zum Zitat Carr, A. (2012, February 1). Inside stripe, The PayPal competitor backed by PayPal founders Peter Thiel, Elon Musk. FastCompany (accessed 25.03.2023). Carr, A. (2012, February 1). Inside stripe, The PayPal competitor backed by PayPal founders Peter Thiel, Elon Musk. FastCompany (accessed 25.03.2023).
Zurück zum Zitat Chauhan, M., Shingari, I., & Shingari, I. (2017). Future of e-wallets: A perspective from undergraduates. International Journal of Advanced Research in Computer Science and Software Engineering, 7(8), 146.CrossRef Chauhan, M., Shingari, I., & Shingari, I. (2017). Future of e-wallets: A perspective from undergraduates. International Journal of Advanced Research in Computer Science and Software Engineering, 7(8), 146.CrossRef
Zurück zum Zitat Chea, C. C. (2020). The challenges and future of E-wallet. In Encyclopedia of criminal activities and the deep web (pp. 932–944). IGI Global. Chea, C. C. (2020). The challenges and future of E-wallet. In Encyclopedia of criminal activities and the deep web (pp. 932–944). IGI Global.
Zurück zum Zitat Deufel, P., & Kemper, J. (2018). Online payment method selection: The habitual choice of deferring payment. In Proceedings Thirty Ninth International Conference on Information Systems. Deufel, P., & Kemper, J. (2018). Online payment method selection: The habitual choice of deferring payment. In Proceedings Thirty Ninth International Conference on Information Systems.
Zurück zum Zitat Dyhrberg, A. H. (2016). Hedging capabilities of bitcoin. Is it the virtual gold? Finance Research Letters, 16, 139–144.CrossRef Dyhrberg, A. H. (2016). Hedging capabilities of bitcoin. Is it the virtual gold? Finance Research Letters, 16, 139–144.CrossRef
Zurück zum Zitat Forrest, C. (2014, June 30). How the ‘PayPal Mafia’ redefined success in Silicon Valley. TechRepublic (accessed 29.09.2023). Forrest, C. (2014, June 30). How the ‘PayPal Mafia’ redefined success in Silicon Valley. TechRepublic (accessed 29.09.2023).
Zurück zum Zitat Geron, T. (2012, October 10). Stripe launches stripe connect to let users accept online payments. Forbes (accessed 25.03.2023). Geron, T. (2012, October 10). Stripe launches stripe connect to let users accept online payments. Forbes (accessed 25.03.2023).
Zurück zum Zitat Ghosh, A., Gupta, S., Dua, A., & Kumar, N. (2020). Security of cryptocurrencies in blockchain technology: State-of-art, challenges and future prospects. Journal of Network and Computer Applications, 163, 102635.CrossRef Ghosh, A., Gupta, S., Dua, A., & Kumar, N. (2020). Security of cryptocurrencies in blockchain technology: State-of-art, challenges and future prospects. Journal of Network and Computer Applications, 163, 102635.CrossRef
Zurück zum Zitat Gjermundrød, H., & Dionysiou, I. (2014). Recirculating lost coins in cryptocurrency systems. In Business Information Systems Workshops: BIS 2014 International Workshops, Larnaca, Cyprus, May 22–23, 2014, Revised Papers 17 (pp. 229–240). Springer International Publishing. Gjermundrød, H., & Dionysiou, I. (2014). Recirculating lost coins in cryptocurrency systems. In Business Information Systems Workshops: BIS 2014 International Workshops, Larnaca, Cyprus, May 22–23, 2014, Revised Papers 17 (pp. 229–240). Springer International Publishing.
Zurück zum Zitat Jonker, N. (2019). What drives the adoption of crypto-payments by online retailers? Electronic Commerce Research and Applications, 35, 100848.CrossRef Jonker, N. (2019). What drives the adoption of crypto-payments by online retailers? Electronic Commerce Research and Applications, 35, 100848.CrossRef
Zurück zum Zitat Kim, S. J., & Mo, J. (2022). Factors affecting consumers’ Acceptance of e-commerce consumer credit service: Multiple group path analysis by Naver shopping and Coupang. Journal of Society for e-Business Studies, 27(2). Kim, S. J., & Mo, J. (2022). Factors affecting consumers’ Acceptance of e-commerce consumer credit service: Multiple group path analysis by Naver shopping and Coupang. Journal of Society for e-Business Studies27(2).
Zurück zum Zitat Lunden, I. (2018). Stripe debuts Radar anti-fraud AI tools for big businesses, says it has halted $4B in fraud to date, 18 April 2018. https://techcrunch.com/ (accessed 27.03.2023). Lunden, I. (2018). Stripe debuts Radar anti-fraud AI tools for big businesses, says it has halted $4B in fraud to date, 18 April 2018. https://​techcrunch.​com/​ (accessed 27.03.2023).
Zurück zum Zitat Mendoza-Tello, J. C., Mora, H., Pujol-López, F. A., & Lytras, M. D. (2018). Social commerce as a driver to enhance trust and intention to use cryptocurrencies for electronic payments. IEEE Access, 6, 50737–50751.CrossRef Mendoza-Tello, J. C., Mora, H., Pujol-López, F. A., & Lytras, M. D. (2018). Social commerce as a driver to enhance trust and intention to use cryptocurrencies for electronic payments. IEEE Access, 6, 50737–50751.CrossRef
Zurück zum Zitat Niranjanamurthy, M. (2014). E-commerce: Recommended online payment method-PayPal. International Journal of Computer Science and Mobile Computing, 3(7), 669–679. Niranjanamurthy, M. (2014). E-commerce: Recommended online payment method-PayPal. International Journal of Computer Science and Mobile Computing, 3(7), 669–679.
Zurück zum Zitat Sengupta, A., Usmani, A. K., Vishwakarma, S., Anees, M., & Singh, G. (2022). Deferred payment facility—A mechanism to ease purchase decisions. Adhyayan: A Journal of Management Sciences, 12(2), 6–12. Sengupta, A., Usmani, A. K., Vishwakarma, S., Anees, M., & Singh, G. (2022). Deferred payment facility—A mechanism to ease purchase decisions. Adhyayan: A Journal of Management Sciences12(2), 6–12.
Zurück zum Zitat Uddin, M. S., & Akhi, A. Y. (2014). E-wallet system for Bangladesh an electronic payment system. International Journal of Modeling and Optimization, 4(3), 216.CrossRef Uddin, M. S., & Akhi, A. Y. (2014). E-wallet system for Bangladesh an electronic payment system. International Journal of Modeling and Optimization, 4(3), 216.CrossRef
Zurück zum Zitat Vora, G. (2015). Cryptocurrencies: Are disruptive financial innovations here? Modern Economy, 6(07), 816.CrossRef Vora, G. (2015). Cryptocurrencies: Are disruptive financial innovations here? Modern Economy, 6(07), 816.CrossRef
Zurück zum Zitat Williams, B. (2004). Debt for sale: A social history of the credit trap. University of Pennsylvania Press. Williams, B. (2004). Debt for sale: A social history of the credit trap. University of Pennsylvania Press.
Metadaten
Titel
Current and New Payment Methods in E-Commerce
verfasst von
Grzegorz Chodak
Copyright-Jahr
2024
DOI
https://doi.org/10.1007/978-3-031-55225-0_3

Premium Partner